Start the New Year Strong: Turn 120+ Day Past-Due Accounts into Quick Cash
Did you know that the older a debt is, the harder it is to get the full return?
The start of a new year is the perfect time for businesses to reassess their financial goals, strengthen cash flow, and eliminate unnecessary burdens carried over from the previous year. One of the most effective ways to immediately improve your company’s financial health is by addressing outstanding receivables—specifically, accounts that are 120 days past due or older.
If your business is still holding onto unpaid 2025 balances, now is the ideal moment to act. Instead of allowing aging debt to continue impacting your bottom line, you can quickly generate cash by writing off those long-overdue accounts and forwarding them to our team for professional collection.
Why Address 120+ Day Past-Due Accounts Now?
When an invoice hits the 120-day mark with no payment, the likelihood of voluntary recovery drops significantly. These accounts often require professional follow-up and strategic collection methods to produce results. By acting early in the year, your business can:
1. Immediately Improve Cash Flow
Past-due accounts create financial drag. Turning them over to us allows your team to focus on new revenue while we work to recover the money owed to you.
2. Clean Up Your Books for 2026
A clean financial slate sets your business up for a stronger year. Writing off uncollectible debt and sending it to a trusted commercial collection agency helps you maintain accurate, organized records.
3. Recover Revenue You Would Otherwise Lose
Even if an invoice seems “too old,” our experience with commercial debt recovery means we often collect what others cannot. Our skilled collectors, skip tracing tools, and customized recovery strategies give your business a renewed chance at being paid.
Why Forward Old Debt to RSD?
For more than 50 years, we’ve been helping businesses nationwide recover commercial debt in a fast, professional, and ethical manner. Whether your past-due accounts stem from slow-pay customers, sudden non-payment, or businesses that have gone silent, our team has the resources to pursue the debt efficiently and effectively.
We specialize in:
- Hard-to-collect commercial accounts
- Business-to-business past due invoices
- Skip tracing and locating non-responsive debtors
- Legal action when necessary, backed by our national attorney network
Our goal is always the same: maximize your business debt collection recovery while keeping your business relationships and reputation intact.
Start 2026 With Confidence—Let Us Handle Your Business Debt Collection
The beginning of the year offers a fresh opportunity to strengthen your financial foundation. By writing off your overdue 2025 receivables of 120 days or more and forwarding them to us, you can reduce stress, free up internal resources, and generate fast cash through successful recovery.
Contact us today to get started and turn past-due invoices into real revenue!